People who say it cannot be done are interrupting those who are doing it.
~George Bernard Shaw~
We are officially in 2012,
And this year, you have the chance to get it all right.
You can, and you will, do what needs to be done, to completely streamline your personal finances. And remember, if you do these few very crucial things right now, you are more likely to succeed than if you say 'I'll do this later'.
So let's see what these things are, and say this out loud to yourself as you read them!
RESOLUTION #1 : I WILL KNOW MY GOAL AMOUNTS, AND ACHIEVE THEM !
Knowledge is Power. Once you 'know', you can 'do'.
If you want to retire, start figuring out when. Say to yourself 'I want to retire in __ years, I want to live a lifestyle of Rs. _________ per month' and start working towards it!