Sunday, May 21, 2017


_*22  – 28 May 2017*_

🎯 Infrastructure major Dilip Buildcon’s Q4 results beat market expectations. It also received bonus of ~Rs.183 crore for timely completion of projects. This good performance is likely to continue.  

🎯 NOCIL posted decent numbers for FY17. A big land bank, a decent holding in Navin Flourine (its group company) and growing profitability makes this an attractive buy. 

🎯 United Spirits posted excellent results recently and expects to improve further going forward. A good buy.

🎯 Rural Electrification Corporation and Power Finance Corporation are expected to post good Q4 results followed by huge dividends. Both the PSUs appear under-priced considering their potential and high dividend yields. Buy for the long term.

🎯 Hero MotoCorp expects to achieve a double-digit growth in FY18. This evergreen stock deserves better valuation.

🎯 Reliance Infrastructure may gain as it won a Rs.2950 crore award against Delhi Metro Rail Corporation. It expects to prune its debt with this fund.

🎯 To reduce its dependence on banks, Dewan Housing Finance Corporation plans to issue another series of NCDs, which may also boost its NIM. Buy.

🎯 Petronet LNG is on a big expansion spree. The completion of its Kochi-Mangalore pipeline may bring in incremental volumes. 

🎯 TVS Motor Company is expanding operations in five Central American markets and expects to generate ~Rs.500 crore of revenue over the next 3 years.

🎯 Indo Count Industries posted good results. The management expects 20% rise in profits in the next few years. A good long-term buy. 

🎯 Evergreen automobile component manufacturer, Minda Industries, posted a 36% jump in Q4 net. The industry is on a roll and the Company may continue to fare well in the next few quarters. A good buy.

🎯 Mangalore Refinery & Petrochemicals, a subsidiary of ONGC, may invest ~Rs.18000 crore to expand its Mangalore refinery. The company deserves higher valuation in view of its high GRMs. Buy for a horizon of two years.

🎯 CESC announced the demerger of its business into four entities to unlock value. Improper understanding of the company’s strategy resulted in the share price to plunge. The stock may rebound soon. 

🎯 Karnataka Bank has indicated that it is open to a meaningful takeover or a merger with a bigger entity. Long-term investors will reap handsome profits.

🎯 Gati is set to rise further after resolving certain disputes with foreign currency convertible bond holders.

🎯 Borosil Glass Works is continuously posting good results and with anti-dumping duty now in place, the stock is set to rise further.

🎯 Punjab National Bank gained over 4% at Rs.174.2 at 14:26 IST after it declared PAT of Rs.262 crore in Q4FY17 v/s net loss of Rs.5367 crore in Q4FY16.

🎯 Sangam (India) has stated that its exports are rising and will continue to do so in the rest of the year. A value buy.

🎯 At a time when pharma companies are lagging, Strides Shasun’s Q4 profit zoomed to Rs.131.9 crore from Rs.4.43 crore in Q4FY16. The happy journey is likely to continue in view of its new proposed launches.

🎯An Ahmedabad-based analyst recommends Dynamic Industries, Black Rose Industries, BNK Capital Markets, Balasore Alloys, India Glycols, Ludlow Jute & Specialities, Prime Property Development Corporation and Zee Learn.

Sunday, March 26, 2017

The Guru & Shishya

A young man in his mid-twenties knocks on the door of the noted Guru. He said: “I’ve come to you because I wish to study Vedas.”

“Do you know Sanskrit?” the Guru asks.

“No,” replies the young man.

“Have you studied anything from Hindu philosophy?”

“No, Guru. But don’t worry. *I just finished my doctoral dissertation at Harvard on Socratic logic.* So now, I would just like to round out my education with a little study of the Vedas.”

*“I seriously doubt,”* the Guru says, “that you are ready to study Vedas. It is the deepest knowledge ever known. If you wish, however, *I am willing to examine you in logic, and if you pass that test I will teach you Vedas.”*

The young man agrees.

Guru holds up two fingers. *“Two men come down a chimney. One comes out with a clean face; the other comes out with a dirty face. Which one washes his face?”*

The young man stares at the Guru. *“Is that the test in logic?”*

The Guru nods.

*”The one with the dirty face washes his face“*- he answers wearily.

*“Wrong.* *The one with the clean face washes his face.* Examine the simple logic. The one with the dirty face looks at the one with the clean face and thinks his face is clean. The one with the clean face looks at the one with the dirty face and thinks his face is dirty. So, the one with the clean face washes his face.”

“Very clever,” the young man says. *“Give me another test.”*

The Guru again holds up two fingers. *“Two men come down a chimney. One comes out with a clean face, the other comes out with a dirty face. Which one washes his face?”*

*“We have already established that. The one with the clean face washes his face.”*

*“Wrong.* Each one washes his face. Examine the simple logic. The one with the dirty face looks at the one with the clean face and thinks his face is clean. The one with the clean face looks at the one with the dirty face and thinks his face is dirty. So, the one with the clean face washes his face. When the one with the dirty face sees the one with the clean face wash his face, he also washes his face. So, each one washes his face.”

*“I didn’t think of that,”* says the young man. It’s shocking to me that I could make an error in logic. *Test me again.”*

The Guru holds up two fingers. *“Two men come down a chimney. One comes out with a clean face; the other comes out with a dirty face. Which one washes his face?”*

*“Each one washes his face.”*

*“Wrong.* Neither one washes his face. Examine the simple logic. The one with the dirty face looks at the one with the clean face and thinks his face is clean. The one with the clean face looks at the one with the dirty face and thinks his face is dirty. But when the one with the clean face sees the one with the dirty face doesn’t wash his face, he also doesn’t wash his face. So, neither one washes his face.”

The young man is desperate. *“I am qualified to study Vedas. Please give me one more test.”*

He groans, though, when the Guru lifts two fingers. *“Two men come down a chimney. One comes out with a clean face; the other comes out with a dirty face. Which one washes his face?”*

*“Neither one washes his face.”*

*“Wrong.* Do you now see why Socratic logic is an insufficient basis for studying Vedas? Tell me, how is it possible for two men to come down the same chimney, and for one to come out with a clean face and the other with a dirty face? Don’t you see? The whole question is nonsense, foolishness, and *if you spend your whole life trying to answer foolish questions, all your answers will be foolish, too.”*

*May we all have the wisdom to ask, and answer, the wise questions!*

Friday, February 3, 2017

You Are In Your Time Zone...


New York is 3 hours ahead of California but it does not mean that California is slow, or that New York is fast. Both are  working based on their own "Time Zone."

Some one is still single. Someone got married and 'waited' 10 years before having a child. There is another who had a baby within a year of marriage.

Someone graduated at the age of 22, yet waited 5 years before securing a good job; and there is another who graduated at 27 and secured employment immediately !

Someone became CEO at 25 and died at 50 while another became a CEO at 50 and lived to 90 years.
Everyone works based on their 'Time Zone',

People can have things worked out only according to their pace.
Work in your “time zone”.

Your Colleagues, friends, younger ones might "seem" to go ahead of you.
May be some might "seem" behind you.

Everyone is in this world running their own race on their own lane in their own time. God has a different plan for everybody.Time is the difference. Obama retires at 55, Trump resumes at 70

Don't envy them or mock them, it's their 'Time Zone.'
You are in yours!

Hold on,
Be strong,
and stay true to yourself.

All things shall work together for your good.

You’re not late …
You are not early ...
You’re very much On time!😊👍stay blessed.
You Are In Your Time Zone...

Tuesday, January 24, 2017

अंतिम दौड़

बहुत  समय  पहले  की  बात  है  एक  विख्यात  ऋषि  गुरुकुल  में  बालकों  को  शिक्षा  प्रदान  किया  करते  थे . उनके गुरुकुल में बड़े-बड़े रजा महाराजाओं  के पुत्रों से  लेकर साधारण परिवार के लड़के भी पढ़ा करते थे।

वर्षों से शिक्षा प्राप्त कर रहे शिष्यों की शिक्षा आज पूर्ण हो रही थी और सभी बड़े उत्साह के साथ अपने अपने घरों को लौटने की तैयारी कर रहे थे कि तभी ऋषिवर की तेज आवाज सभी के कानो में पड़ी ,

” आप सभी मैदान में एकत्रित हो जाएं। “

आदेश सुनते ही शिष्यों ने ऐसा ही किया।

ऋषिवर बोले , “ प्रिय  शिष्यों  , आज  इस  गुरुकुल  में  आपका  अंतिम  दिन  है . मैं  चाहता  हूँ  कि  यहाँ  से  प्रस्थान  करने  से  पहले  आप  सभी  एक  दौड़  में  हिस्सा  लें .

यह  एक  बाधा  दौड़  होगी  और  इसमें  आपको  कहीं  कूदना  तो  कहीं  पानी  में दौड़ना  होगा  और  इसके  आखिरी  हिस्से  में  आपको  एक  अँधेरी  सुरंग  से  भी  गुजरना  पड़ेगा .”

"तो  क्या  आप  सब  तैयार  हैं ?”

” हाँ , हम  तैयार  हैं ”, शिष्य  एक  स्वर  में  बोले .

दौड़ शुरू  हुई .

सभी  तेजी  से  भागने  लगे . वे  तमाम  बाधाओं  को  पार  करते  हुए  अंत  में  सुरंग  के  पास  पहुंचे  . वहाँ  बहुत  अँधेरा  था  और  उसमे  जगह – जगह  नुकीले  पत्थर  भी  पड़े  थे  जिनके  चुभने  पर  असहनीय  पीड़ा  का  अनुभव  होता  था .

सभी  असमंजस  में  पड़  गए , जहाँ  अभी  तक  दौड़  में  सभी  एक  सामान  बर्ताव  कर  रहे थे  वहीँ  अब  सभी  अलग -अलग  व्यवहार  करने  लगे ; खैर , सभी ने ऐसे-तैसे   दौड़  ख़त्म  की और ऋषिवर के समक्ष एकत्रित हुए।

 “पुत्रों ! मैं  देख  रहा  हूँ  कि  कुछ  लोगों  ने  दौड़  बहुत  जल्दी  पूरी  कर  ली  और  कुछ  ने  बहुत अधिक  समय  लिया  , भला   ऐसा  क्यों  ?”, ऋषिवर ने प्रश्न किया।

यह सुनकर एक  शिष्य  बोला , “ गुरु  जी  , हम  सभी  लगभग  साथ –साथ  ही  दौड़  रहे  थे  पर  सुरंग  में  पहुचते  ही  स्थिति  बदल  गयी …कोई  दुसरे  को  धक्का  देकर  आगे  निकलने  में   लगा  हुआ  था  तो  कोई  संभल -संभल  कर  आगे  बढ़  रहा  था …और  कुछ तो ऐसे  भी  थे  जो  पैरों  में  चुभ  रहे  पत्थरों  को  उठा -उठा  कर  अपनी  जेब  में  रख  ले  रहे  थे  ताकि  बाद  में  आने  वाले  लोगों  को  पीड़ा  ना  सहनी  पड़े…. इसलिए सब ने अलग-अलग समय में दौड़ पूरी की .”

“ठीक है ! जिन  लोगों  ने  पत्थर  उठाये  हैं  वे  आगे  आएं  और  मुझे  वो  पत्थर  दिखाएँ  “, ऋषिवर  ने  आदेश  दिया .

आदेश  सुनते  ही  कुछ  शिष्य  सामने  आये  और  पत्थर  निकालने  लगे . पर  ये  क्या  जिन्हे  वे  पत्थर  समझ  रहे  थे  दरअसल  वे  बहुमूल्य  हीरे  थे .  सभी आश्चर्य  में  पड़  गए  और  ऋषिवर  की   तरफ  देखने  लगे .

“ मैं  जानता  हूँ  आप  लोग  इन  हीरों  के  देखकर  आश्चर्य  में  पड़  गए  हैं .” ऋषिवर  बोले।

“ दरअसल इन्हे मैंने ही उस सुरंग में डाला था , और यह दूसरों के विषय में सोचने वालों शिष्यों को मेरा इनाम है।

पुत्रों यह दौड़ जीवन की भागम -भाग को दर्शाती है, जहाँ हर कोई कुछ न कुछ पाने के लिए भाग रहा है . पर  अंत में वही सबसे समृद्ध होता है जो इस भागम -भाग में भी दूसरों के बारे में सोचने और उनका भला करने से नहीं चूकता है .

अतः  यहाँ  से  जाते -जाते  इस बात को गाँठ बाँध लीजिये कि आप अपने जीवन  में  सफलता  की  जो  इमारत  खड़ी  करें  उसमे  परोपकार  की  ईंटे  लगाना  कभी  ना भूलें , अंततः  वही आपकी सबसे अनमोल जमा-पूँजी होगी । “

Monday, January 23, 2017

Ducks Quack, EagleI Soars...

I was waiting in line for a ride at the airport in Dubai. When a cab pulled up, the first thing I noticed was that the taxi was polished to a bright shine.

Smartly dressed in a white shirt, black tie, and freshly pressed black slacks, the cab driver jumped out and rounded the car to open the back passenger door for me.

He handed me a laminated card and said: 'I'm Abdul, your driver. While I'm loading your bags in the trunk I'd like you to read my mission statement.'

Taken aback, I read the card. It said: Abdul's Mission Statement:
To get my customers to their destination in the quickest, safest and cheapest way possible in a friendly environment.

This blew me away. Especially when I noticed that the inside of the cab matched the outside. Spotlessly clean!

As he slid behind the wheel, Abdul said, 'Would you like a cup of coffee? I have a thermos of regular and one of decaf.'

I said jokingly, 'No, I'd prefer a soft drink.'

Abdul smiled and said, 'No problem. I have a cooler up front with regular and Diet Coke, lassi, water and orange juice.'

Almost stuttering, I said, 'I'll take a Lassi.'

Handing me my drink, Abdul said, 'If you'd like something to read, I have The NST , Star and Sun Today.'

As they were pulling away, Abdul handed me another laminated card, 'These are the stations I get and the music they play, if you'd like to listen to the radio.'

And as if that weren't enough, Abdul told me that he had the air conditioning on and asked if the temperature was comfortable for me.

Then he advised me of the best route to my destination for that time of day. He also let me know that he'd be happy to chat and tell me about some of the sights or, if I preferred, to leave me with my own thoughts.

'Tell me, Abdul ,' I was amazed and asked him, 'have you always served customers like this?'

Abdul smiled into the rear view mirror. "No, not always. In fact, it's only been in the last two years. My first five years driving, I spent most of my time complaining like all the rest of the cabbies do. Then I heard about POWER OF CHOICE one day."

Power of choice is that you can be a duck or an eagle.

'If you get up in the morning expecting to have a bad day, you'll rarely disappoint yourself. Stop complaining!'

'Don't be a duck. Be an eagle. Ducks quack and complain. Eagles soar above the crowd.'

'That hit me. really hard' said Abdul.

'It is about me. I was always quacking and complaining, so I decided to change my attitude and become an eagle. I looked around at the other cabs and their drivers. The cabs were dirty, the drivers were unfriendly, and the customers were unhappy.

So I decided to make some changes, slowly ... a few at a time. When my customers responded well, I did more.'

'I take it that it has paid off for you,' I said.

'It sure has,' Abdul replied. 'My first year as an eagle, I doubled my income from the previous year. This year I'll probably quadruple it.

My customers call me for appointments on my cell phone or leave a message on it.'

Abdul made a different choice. He decided to stop quacking like a duck and start soaring like an eagle.

So, what we get from this story..

Start becoming an eagle today ... one small step every week... And next...And....

A great Thought..

"You don't die if you fall in water, you die only if you don't swim.

Thats the Real Meaning of Life.

Improve yourself and your skills in a different way.
Be an eagle. .not a Duck.

Popular Posts