Sunday, June 7, 2020
What should be your ideal bank account
Reasons to avoid multiple bank accounts:
Try and stick to two, one for general purpose and another for your savings & investment or a maximum of three (for business purpose) bank accounts.
Anything beyond that is not advisable. Here are some reasons why
➡You would have to lock-in funds to meet the minimum balance requirement
➡Non-maintenance of minimum balance attracts penalty
➡ You could lose on interest as savings account rates are lower
➡Transactions could become confusing if you have different accounts linked to different transfers or payments
➡Filing tax returns can get cumbersome
➡Managing multiple cards and cheque books may get confusing
Labels: LEARN B4 YOU EARN
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