Avoid Mistakes to be a Successful Investors :

Eg. Mr. A had invested

$ 100 in Yahoo share in 2000...

Today in 2016

( after 16 years ) @ $ 4.8.

Negative CAGR return 17.28%

Another Eg. Mr. A invested

$ 100 in Google in 2000...

Today in 2016 Value $ 12000

Postitive CAGR 34.88%

Conclusion :
Diversification in SAME assets class will help u to avoid capital losses

and achieve consistent positive good return in long term.

And Mutual Funds dose the same.

So always invest in a portfolio not in a company to avoid loss.

10 Principles Will Help You Beat the Market :

Vijay Kedia who turned Rs 10 lakh to 650 crore in 20 years* of investments at compounding rate of 55% pa.He explained the same in this video

https://www.youtube.com/watch?v=b53nE7tN0zE

In his talk he said 10 points that have helped him to avoid defeat in the market.

1. Create a fixed income outside the market for your livelihood.
Never be dependent on the income from the stock market because it is volatile.
He is applying margin of safety logic even before entering the market.

2. Be informed and read a lot: The market rewards you as per your perception.
If you think investing is a gamble, then it is a gamble. If you think it is a business, then it is a business.
Read a lot and be a maniac when it comes to reading; it will help you connect the dots.
Warren Buffett once held up stacks of paper and said he read "500 pages like this every day. That's how knowledge builds up, like compound interest."

3.  Invest a part of your savings, not the earnings, into stocks: So if you have decided
to invest 25% of your savings in stocks, invest 12% to 15% as it is a risky business.
Also you should only invest a certain amount based on your risk-taking capacity.

4.  Don't trade and don't leverage:
Trading is a 24-hour business. Don't invest from borrowed money.
Don't trade just because you see someone making money by trading.

5. Invest only for five to 10 years; Minimum time frame is five years:
Rome was not built in a day. It takes time for a story to mature.
I always invest in small caps that go on to become mid to large caps.
Whenever I bought a small cap, people discouraged me. No one liked the stock.
For two years the company went nowhere; after that it gave multibagger returns.

Our real strength lies not in independence, but in interdependence..

A young girl and her teacher were walking along a forest path.
At some point, they came across a large tree branch on the ground in front of them.

The girl asked her father, “If I try, do you think I could move that branch?”
Her teacher replied, “I am sure you can, if you use all your strength.”

The girl tried her best to lift or push the branch, but she was not strong enough and she couldn't move it.

She said, with disappointment, “You were wrong, Sir. I can't move it.”

“Try again with all your strength,” replied her teacher.

Again, the girl tried hard to push the branch. She struggled but it did not move.

“Sir, I cannot do it,” said the girl.

Finally her teacher said, “Young lady, I advised you to use 'all your strength'.

You didn’t.

You didn't ask for my help."

DECIDE YOURSELF.......WHERE YOU WANT TO BE?

A recent survey conducted by an international agency on  India's financial literacy... 

The findings were so striking as follows...

*67% of the Indian understands insurance is the investment...

*93% Indians think gold is an investment,* in fact this asset class is used for hedging...

Returns should overcome the inflation means exactly what? *Only 2%  Indian answered it...

*22% of Indian think MF SIP is the name of a scheme...

*88% of Indians do not know what is assets allocation...

*63% of the people consider investment in mutual fund is like buying a insurance policy.* They call we bought MF policy...

*92% people after their retirement depend on the children

* 8% who plan for retirement  61% of it resort to  insurance which gives returns less than 4.5%...

*Only 0.042% people aware about complete Financial Planning...*

*ONLY 5% of people have health insurance,* in Japan this percentage is 92% & in other developed countries this proportion is 79%...

*In India 36% people invest in insurance out of which only 7% people have taken term insurance..

~

by source

Sovereign Gold Bonds.... Traditional Gold goes Digital

Ever wondered how to Invest Wisely & Earn Safely?

Today In our LEARN B4 YOU EARN segment, We discuss about  "Sovereign Gold Bonds" (SGB);

a smart way to Invest in Gold and earn 2.75% p.a. interest paid every 6 months

Sovereign Gold Bonds

are government securities

issued by Reserve Bank of India on behalf of the Government of India. They are denominated in grams

of gold and can be purchased instead of physical gold.

Investors

can buy these bonds

through BSE at issue price when RBI announces

a fresh sale or they can purchase it immediately through BSE at current price like any other security.

Investors

can redeem these bonds

for cash upon maturity of the bonds

or can sell it on BSE at current prices.

Key Features

• The bonds bear interest at the rate of 2.75 per cent (fixed rate) per annum on the amount of initial investment. Interest will be credited semi-annually to the bank account of the investor and the last interest will be payable on maturity along with the principal.
• The bonds will be available both in demat and paper form.
• The tenor of the bond is for a minimum of 8 years with option to exit in 5th, 6th and 7th years.
• The bonds will carry sovereign guarantee both on the capital invested and the interest.
• The bonds can be used as collateral for loans.
• No STT or Capital Gains Tax (as per Government of India guidelines)

Advantages of Sovereign Gold Bonds

• Superior alternative to holding gold in physical form.
• Risks and costs of storage are eliminated. Investors are assured of the market value of gold at the time of maturity and periodical interest.
• No issues like making charges and purity in the case of gold in jewellery form.
• Held in the books of the RBI or in demat form eliminating risk of loss of scrip etc.

~

source :bseindia

DO YOU KNOW.....HOW NIFTY MOVES.......

How Nifty Moves..........

1% move in tcs = 12.46 points move in nifty
1% move in ITC = 10.09 points move in nifty
1% move in infosys = 7.36 points move in nifty
1% move in maruti suzuki = 3.52 points move in nifty
1% move in LT = 4.66 points move in nifty
1% move in drreddy = 3.39 points move in nifty
1% move in icici bank= 4.66 points move in nifty
1% move in hdfc = 5.20 points in nifty
1% move in hdfc bank = 6.63 points move in nifty
1% move in tata motors = 2.44 points move in nifty
1% move in vedl = 1.05 points move in nifty.
1% move in hindalco = 1.33 points move in nifty
1% move in ongc = 6.01 points move in nifty
1% move in ultratech cement = 4.77 points move in nifty
1% move in tata steel = 2.26 points move in nifty
1% move in hcl tech = 3.1 points move in nifty
1% move in wipro = 3.5 points move in nifty
1% move in idea = 1.66 points in nifty
1% move in coal india = 2.10 points move in nifty
1% move in zeel = 0.81 points move in nifty

Be the first.....No one remember the next

Neil Armstrong, he is the 1st person to set his foot in moon.

But, do you know who was supposed to be the 1st person? Many don't know...

His name is Edwin C Aldarin...
He was the pilot for the Apollo mission. He was working for the American Airforce. Moreover he had experience of space walking, hence selected as the pilot.

Neil Armstrong worked for the American Navy. He was selected for his courage as co-pilot.

When the Apollo mission landed on moon, they received a command from NASA, "pilot first".

But Aldarin was hesitant, "what will happen", "will I get sucked in or will I burn out", etc. The hesitation was not for hours, but few seconds.

In the meantime, NASA sent the next command, "co-pilot next".

Within next second, Neil Armstrong put his foot on the moon & became part of world history.

World history was changed in 1 second... Though Aldarin had the qualification and talent, because of hesitation, he is not recognised by many people.

The world remembers only person who comes first...
This is a good example of how people lose out because of hesitation & fear. Whenever you see the moon, remember this, a moments hesitation can stop us from our greatest victory.

We all have great potential in us, the only thing that stops us from achieving what we are supposed to achieve is our hesitation, fear and shyness.

Many people are shy to ask, shy to appreciate others, & If we fail to do the right things, we will most likely do the wrong things.

ROTI, KAPDA AUR MAKAAN......must be in your portfolio

Roti Kapda Aur Makaan (English: Food, Clothing and Shelter) is a 1974 Indian Bollywood Hindi-language film. It was written, produced, directed by and stars Manoj Kumar, alongside Shashi Kapoor, Zeenat Aman and Moushumi Chatterjee in the main lead roles and had Amitabh Bachchan, Prem Nath and Madan Puri in supporting roles. Laxmikant Pyarelal were the music directors. 

The title of the movie is based on the Urdu phrase referring to the bare necessities of life, which was popularized in the late 1960s by Zulfikar Ali Bhutto ahead of the Pakistani general election, 1970.The film was the highest grossing Indian film of 1974 and one of the biggest blockbusters of Manoj Kumar.

But after a long long years this title is live in today's life too.

We do not even think beyond these 3 words. Now elaborate these words...is it possible to live without it.

We know share markets also depend on the demand and supply of the goods. So today I want to disclose some of my portfolio shares depending on our daily life requirements. 

Then what are you thinking ! Invest in these stocks and enjoy!

1. ROTI : FMCG companies like ITC, BRITANNIA, NESTLE, DABUR etc.

2. KAPDA : indocount , grasim, lovable lingerie, etc.

3. MAKAAN : sobha developers, anantraj, Asian paints, ambuja Cement etc

4. Paisa : Icici bank, hdfc, sbi bank, IDBI BANK, LIC HOUSING FINANCE, NBCC, etc.

5. VAHAAN : Tata motors, Maruti, ASHOK LEYLAND, Spicejet, etc.

6.Daru aur Davai : Lupin , torrent , aurobindo, ALKEM, etc

7.Mauj Masti : Wonderla, PVR, DISH TV, CCD, JUBILIANT FOOD PRODUCT, etc

Or INVEST IN A DIVERSIFIED MUTUAL FUND!!!

RELIANCE ANY TIME MONEY CARD ...A must for all now with simply save features

Plastic money is a popular way of accessing a bank account or a credit account today for withdrawing cash or shopping but what if you could bring the same convenience to your mutual fund portfolio? Presenting Reliance Any Time Money card that combines the benefits of mutual fund investments along with the convenience of a debit card. While traditional Mutual Fund investments offer the potential to earn market-linked returns with benefits of diversification, relatively low cost, liquidity, and professional management, accessibility to investments in these funds, mostly provided through physical redemptions, though high, is not instantaneous. The Reliance Any Time Money Card offers instant accessibility and liquidity to investors of mutual fund . So, now you can have access to your investments day or night. While your investments are earning their returns, they are also available to you all the time at your convenience.

With new Features that are going to be added to the RELIANCE ANYTIME MONEY CARD (popularly known as RELIANCE ATM CARD), a revolution is on cards with funds expected to pour into Liquid Funds from SB A/c.
Lets get to know these features but before that let us try to understand whether we need Liquid Funds at all.


Why Liquid fund and not a Saving account :

We have discussed this many times before in my earlier post 

LEARN B4 YOU EARN...2 but still I would like to do so one more time for the new readers that keep pouring into my Blog every day.

There has been and there will always be a gap of 1% in FAVOUR of Liquid Funds.
In fact, majority of Liquid funds have giving returns on par with Fixed Deposits and we all know that FD returns are more than SB A/c returns.

Liquid Funds invest in Very Short Term Market instruments and thus are the least risky and least volatile category of Funds

It is only when you have LARGE amount (like in excess of Rs.1 lakh) that some Banks offer you higher interest (6% or so) where as Liquid Funds irrespective of your investment give you the same return without any bias.